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Should I Talk to the At-Fault Driver’s Insurance Company?

If you were involved in a car accident, it is likely that the other driver’s insurance company will try to contact you. The aftermath of a collision involves a lot of communication between the drivers, their insurance providers, and attorneys, as everyone attempts to determine who was at fault for the car accident and how compensation will be distributed. If you were not responsible for the accident, it is possible that speaking to the at-fault driver’s insurance company will help your case. However, they may attempt to use your words to turn fault around to you.

Regardless of the circumstances, it is important to remember that you have no legal obligation to speak to the other driver’s insurance company. If you do not want to speak to them for any reason, or were advised against speaking to them, you do not need to.

How Speaking with the At-Fault Driver’s Insurance Company Could Help Your Case

In many injury cases, it is best not to speak with the at-fault driver’s insurance company. If anything, you should have your attorney do it for you. The risk of the insurance provider misinterpreting your words is sometimes too great. But if the at-fault driver is not in contact with their insurance company or is providing inaccurate information, your conversation with their insurance company can be useful evidence of the facts of your case.

What to Remember if You Do Speak with the At-Fault Driver’s Insurance Company

If you do decide to talk to the at-fault driver’s insurance company, you must consciously protect your own case. No matter how obvious the other driver’s liability may seem, you should not say anything that could potentially attribute fault to you.

When speaking with the at-fault driver’s insurance company, you should:

  • Never admit fault
  • Not downplay the severity of your injuries
  • Only speak about what you are asked
  • Say “I don’t know” or “I don’t remember” if that is the truth

How Our Attorney Can Help

The effect of speaking with the at-fault driver’s insurance company will be different in every car accident case. If you have been contacted by the other driver’s insurance provider and are unsure about what to do, call Troy Law Firm PLLC. Our lawyer can provide advice that is relevant to your case and protect your rights during negotiations.

To schedule a free consultation with our attorney, complete our contact form or call (304) 315-2299.